Cited by

600 (1925); Taylor v. Grand Lodge A. O. U. W., 96 Minn. 441 , 105 N.W.

Defendant contends that its request for conference meetings, thus taking plaintiffs away from their work and home in order to attempt a settlement and compromise, was not a request for anything required under the policy, and therefore could not be a basis for waiver, citing Taylor v. Grand Lodge, 96 Minn. 441 , , 3 L. R. A. (N. S.) 114; Bowman v. Surety F. L. Ins.

Co. of Des Moines, 71 Minn. 338 , 73 N W. 849; Mattson v. Modem Samaritans, 91 Minn. 434 , ; Taylor v. Grand Lodge A. O. U. W. of Minnesota, 96 Minn. 441 , , 3 L.R.A.(N.S.)

National Council of K. & L. of *9 S. v. Gerber, 131 Minn. 16 , ; Taylor v. Grand Lodge A. O. U. W. 96 Minn. 441 , , 3 L.R.A.(N.S.)

The case of Taylor v. Grand Lodge A. O. U. W. 96 Minn. 441 , , 3 L.R.A.(N.S.), 114, sets forth the general rules which determine in what cases and under wdiat circumstances the insured is entitled to a return of the premiums paid by him, and also contains an exhaustive review of the authorities which establish such rules.

160, 93 S. W. 1049 ; Taylor v. Grand Lodge A. O. U. W. 96 Minn. 441 , , 3 L.R.A.(N.S.)

Taylor v. Grand Lodge A. O. U. W. 96 Minn. 441 , , 3 L.R.A.(N.S.)

A. O. U. W., 96 *343 Minn. 441, 450 , , 3 L.R.A.(N.S.)

Graves v. Modern Woodmen, 85 Minn. 396, 398 , ; Taylor v. Grand Lodge A. O. U. W. of Minn., 96 Minn. 441, 442 , , 3 L. R. A. (N. S.) 114.

A former appeal is reported in 96 Minn. 441 , , 3 D. R. A. (N. S.) 114, where the facts are fully stated.

Accordingly, when the warranty is of fact, like the age of the applicant, he insures the literal truth of his statement (Taylor v. Grand Lodge A. O. U. W., 96 Minn. 441 , ); but, if we assume that the applicant warranted an expert opinion as to his mother’s health, he did not thereby insure the coincidence of his statement with fact but only his honest judgment.

Co. v. Martin, 13 Minn. 54, (59), and authorities cited in Taylor v. Grand Lodge A. O. U. W., 96 Minn. 441 , .