A25-0058 Precedential Affirmed Processed

Humana MarketPoint, Inc., Relator, vs. Commissioner of Revenue, Respondent

Minnesota Supreme Court · Filed September 24, 2025

Opinion text

STATE OF MINNESOTA

IN SUPREME COURT

A25-0058

Tax Court Procaccini, J.

Humana MarketPoint, Inc.,

Relator,

vs. Filed: September 24, 2025
Office of Appellate Courts
Commissioner of Revenue,

Respondent.

________________________

Masha M. Yevzelman, Dylan B. Saul, Fredrikson & Byron, P.A., Minneapolis, Minnesota,
for relator.

Keith Ellison, Attorney General, Jennifer A. Kitchak, Assistant Attorney General, Saint
Paul, Minnesota, for respondent.

________________________

SYLLABUS

1. Under Minnesota Statutes section 290.191, subdivision 5(j) (2024), which

prescribes that “[r]eceipts from the performance of services must be attributed to the state

where the services are received,” the term “received” is not limited to receipt by a direct

customer.

1
2. Under the unique circumstances of this case, and because the taxpayer failed

to meet its burden to prove that the Commissioner of Revenue’s tax assessment was invalid,

the tax court did not err by granting summary judgment to the Commissioner.

Affirmed.

________________________

OPINION

PROCACCINI, Justice.

Under Minnesota’s corporate franchise tax statute, a multistate business’s income

from services is attributed to the state where the services are “received.” Minn. Stat.

§ 290.191, subd. 5(j) (2024). 1 In this case, we review whether the tax court correctly

determined that certain pharmacy benefit management services were “received” in

Minnesota for the purpose of attribution.

At issue here is a combined Minnesota franchise tax return filed by relator Humana

MarketPoint, Inc. (MarketPoint), Humana Pharmacy Solutions, Inc. (HPS), and other

subsidiaries of Humana, Inc. (Humana) for the tax year ending December 31, 2016. HPS

received compensation from Humana Insurance Company (HIC) in exchange for pharmacy

benefit management services. MarketPoint initially attributed receipts from HPS’s

services to Minnesota based on the number of HIC plan members who filled prescriptions

1
Although the tax dispute in this case involves tax year 2016, we cite to the current
2024 version of Minnesota Statutes section 290.191, subdivision 5(j), which has not been
amended since 2016. To the extent any other statutes cited in this opinion have been
amended since 2016, we have indicated so by instead citing to the most recent version of
Minnesota Statutes before the amendment.

2
in Minnesota in 2016. MarketPoint later amended its tax return, changing course and

attributing the receipts from HPS’s services to Wisconsin, the location of HIC’s

headquarters. Based on this change, MarketPoint sought a refund of $830,884, plus

interest. Respondent—the Commissioner of the Minnesota Department of

Revenue—denied MarketPoint’s refund claim in full, and MarketPoint appealed by filing

a complaint in district court. The district court transferred the case to the tax court, the

parties cross-moved for summary judgment after stipulating to undisputed facts, and the

tax court granted the Commissioner’s motion.

MarketPoint argues that its receipts from services must be attributed to Wisconsin,

where its direct customer (HIC) received the services. We conclude that the meaning of

“received” under section 290.191, subdivision 5(j), is not limited to receipt by a taxpayer’s

direct customer. Because the parties agreed that the receipts at issue from HPS’s services

must be sourced together, MarketPoint therefore needed to prove that all of HPS’s services

were received outside of Minnesota to be entitled to summary judgment. And because the

undisputed facts show that HPS’s services were received by both HIC plan members in

Minnesota and HIC in Wisconsin, the tax court did not err when it concluded that

MarketPoint failed to meet its burden to show that HPS’s services were received entirely

outside of Minnesota. We therefore affirm.

3
FACTS

The relevant facts are set forth in the parties’ undisputed stipulations and exhibits. 2

Humana is a “health and well-being company” that provides healthcare-related services to

customers across the country through several subsidiaries. MarketPoint is a subsidiary of

Humana. MarketPoint and other Humana subsidiaries filed a combined Minnesota

corporate franchise tax return for the tax year ending December 31, 2016.

HPS was one of the subsidiaries included in the 2016 tax return. HPS is a pharmacy

benefit manager. A pharmacy benefit manager is “a person, business, or other entity that

contracts with a [health] plan sponsor to perform pharmacy benefits management,” which

includes “contracting directly or indirectly with pharmacies to provide prescription drugs

to enrollees or other covered individuals;” “administering a prescription drug benefit;”

“processing or paying pharmacy claims;” and “administering rebates on prescription

drugs[.]” Minn. Stat. § 62W.02, subd. 15 (2024). Similar to other pharmacy benefit

managers, HPS contracts with health insurance providers, establishes “networks of

participating retail and mail order pharmacies,” and “operat[es] a system for processing,

fulfillment, and payment of claims for prescription drugs furnished by the pharmacies.”

2
When reviewing a grant of summary judgment, “we view the evidence in the light
most favorable to the party against whom summary judgment was granted.” Bond v.
Comm’r of Revenue, 691 N.W.2d 831, 836 (Minn. 2005). Because the material facts here
are undisputed, “the only question before us is whether the tax court correctly applied
Minnesota law.” Billion v. Comm’r of Revenue, 827 N.W.2d 773, 777 (Minn. 2013).

4
In 2012, HPS entered into a Pharmacy Benefit Management Services Agreement

(the Agreement) with another Humana subsidiary, HIC. 3 HIC is a Wisconsin corporation

with a headquarters in Wisconsin and a fixed place of business in Minnesota. It provides

life and health insurance to individuals and employer groups nationwide. As a health

insurer, HIC provides medical and drug insurance coverage to members of its insurance

plans (HIC plan members). HIC also contracts with the Centers for Medicare & Medicaid

Services to offer Medicare Advantage and Medicare Part D prescription drug plans to

Medicare beneficiaries. Because HIC offers these drug plans, it must comply with various

federal requirements, including filing regular reports and facilitating periodic audits.

During 2016, the tax year at issue, HIC provided medical and drug insurance coverage to

its plan members, who were located within and outside of Minnesota, in exchange for

insurance premiums paid for by plan members.

The Agreement required HPS to perform dozens of services to help HIC fulfill its

obligations to the federal government, on the one hand, and to help HIC plan members

receive their benefits and prescription drugs, on the other. These services included

maintaining a network of participating retail, mail order, and specialty pharmacies and

adjudicating plan members’ claims when they sought to use their benefits at pharmacies.

They also included helping HIC design its drug plans, obtaining rebates from

pharmaceutical companies, and fulfilling various federal reporting and auditing

3
Other Humana affiliates were also parties to the Agreement, but their involvement
in the provision of pharmacy benefit management services to HIC is not relevant to this
appeal.

5
requirements. The services further included a variety of administrative services, such as

creating and maintaining customer services programs to help plan members receive and

optimize plan benefits. One such program was a toll-free telephone hotline that plan

members, their caregivers, and their physicians could call directly with questions about

their drug plans.

The Agreement provided that HIC would compensate HPS in two ways. First, HIC

would reimburse HPS for amounts it paid to participating pharmacies when those

pharmacies dispensed prescriptions to plan members. These payments were referred to as

“covered drug reimbursements.” Second, HIC would pay HPS service provider fees based

on the number of prescriptions that were dispensed to plan members. 4 These fees were

referred to as “base service provider fees.” In 2016, as it pertains to Minnesota plan

members, HIC paid HPS $315,742,883 in covered drug reimbursements and $5,789,746 in

base service provider fees.

In 2017, MarketPoint and other Humana subsidiaries, including HPS, filed a

combined Minnesota corporate franchise tax return for the tax year ending December 31,

2016. This tax return attributed receipts from services that HPS performed under the

Agreement to the state where the HIC plan member resided when the plan member

purchased the drug plan. 5 The tax court and parties have referred to this approach as the

“look-through” apportionment method, because it requires the taxpayer to “look through”

4
The amount paid per prescription varied based on the type of drug plan.
5
MarketPoint used this same apportionment method in calculating HPS’s Minnesota
corporate franchise tax liability in 2012, 2013, 2014, and 2015.

6
the direct customer (here, HIC) to the “ultimate customer” (here, HIC plan members) to

determine where the taxpayer’s services were received. Based on this apportionment

method, MarketPoint determined that HPS received $279,726,839 for its services in

Minnesota in 2016. 6 MarketPoint then used this amount to calculate HPS’s sales

factor—the receipts from HPS’s in-state services divided by HPS’s total receipts—and

determine how much of HPS’s income was attributable to (and therefore taxable in)

Minnesota in 2016. HPS reported total receipts of more than $28 billion and a Minnesota

sales factor of 0.9919 percent.

Nearly four years later, in April 2021, MarketPoint filed an amended corporate

franchise tax return/claim for refund that attributed all receipts from services HPS

performed under the Agreement to Wisconsin, the state where HIC was headquartered in

2016. Accordingly, MarketPoint determined that HPS received nothing for its services in

Minnesota in 2016, and it therefore recalculated HPS’s Minnesota sales factor to

0.0 percent for that tax year. Based on the new calculation, MarketPoint requested a

refund of $830,884, plus interest, for the amount it paid in corporate franchise tax in

Minnesota on behalf of HPS in 2016. The Commissioner denied MarketPoint’s refund

claim.

6
MarketPoint arrived at this amount by adding the covered drug reimbursements
($315,742,883) and base service provider fees ($5,789,746) together and subtracting the
rebates it obtained from pharmaceutical companies on behalf of HIC. MarketPoint
subtracted the rebates from its other receipts because the Agreement required HPS to remit
all of those rebates to HIC.

7
MarketPoint administratively appealed, 7 and the Commissioner affirmed the denial

of the refund claim. The Commissioner concluded that MarketPoint’s apportionment

method—attributing the receipts from HPS’s pharmacy benefit management services to

Wisconsin based on the location of HIC, HPS’s “direct customer”—was not supported by

Minnesota law. The Commissioner further concluded that the look-through apportionment

method—which MarketPoint had used for several years—was appropriate.

MarketPoint appealed the Commissioner’s determination by filing a complaint in

district court. The district court transferred the case to the tax court, and the parties

cross-moved for summary judgment. Along with their briefs, the parties submitted a partial

stipulation of material facts, a second partial stipulation of material facts, and six stipulated

exhibits. 8 In a second partial stipulation of material facts, the parties stipulated that all of

the $279,726,839 in receipts at issue, “whether from Covered Drug Reimbursements or

Base Service Provider Fees, should be sourced together.”

When it moved for summary judgment, MarketPoint argued that the Commissioner

erred by denying its refund claim because HPS’s receipts were not attributable to

Minnesota under the Services Sourcing Statute, Minnesota Statutes section 290.191,

subdivision 5(j). The Services Sourcing Statute provides that “[r]eceipts from the

7
A taxpayer may file an administrative appeal with the Commissioner of Revenue
within 60 days of an order denying a refund. Minn. Stat. § 270C.35, subds. 3–4 (2024).
8
The stipulated exhibits comprised Humana’s Annual Report; the Agreement; a
delegation agreement between HPS and another Humana subsidiary; MarketPoint’s
Amended Franchise Tax Return; the Commissioner’s Determination on Appeal; and a page
from a spreadsheet MarketPoint used to prepare its 2016 tax return.

8
performance of services must be attributed to the state where the services are received.”

Minn. Stat. § 290.191, subd. 5(j). MarketPoint argued that, under the plain language of the

statute, HPS’s services were received by HIC in Wisconsin, not HIC plan members in

Minnesota. MarketPoint also asserted that the look-through apportionment method was an

alternative method of apportionment and that the Commissioner did not meet his statutory

burden to show that this method fairly reflected HPS’s taxable income for 2016. See Minn.

Stat. § 290.20, subd. 1 (2024) (“If the methods prescribed by section 290.191 do not fairly

reflect all or any part of taxable net income allocable to this state, the taxpayer may petition

for or the commissioner may require the determination of net income by the use of another

method, if that method fairly reflects net income.”).

In his motion for summary judgment, the Commissioner argued that he correctly

denied MarketPoint’s refund claim because, under the plain language of the Services

Sourcing Statute, HPS’s services were received by HIC plan members in Minnesota, not

by HIC in Wisconsin.

The tax court granted the Commissioner’s motion for summary judgment and

denied MarketPoint’s motion for summary judgment. Humana MarketPoint, Inc. v.

Comm’r of Revenue (Humana), No. 9570-R, 2024 WL 4997432, at *1 (Minn. T.C.

Nov. 21, 2024). The tax court rejected MarketPoint’s interpretation of the Services

Sourcing Statute and instead concluded that the plain language of the statute “does not limit

receipt of services for attribution purposes to ‘direct customers’ of the taxpayer.” Id.

at *19. Instead, the tax court concluded that “the determination of who received services

is fact specific.” Id. Applying this interpretation of the statute to the undisputed facts, the

9
tax court concluded that MarketPoint failed to prove an essential element of its claim

because it failed to show that the services performed in exchange for the covered drug

reimbursements “were provided only to and received only by HIC at locations outside

Minnesota.” Id. at *20. Because the parties stipulated that the covered drug

reimbursements and base service provider fees at issue should be sourced together, and

because MarketPoint failed to show that all of HPS’s services were received outside of

Minnesota, the tax court granted the Commissioner’s motion for summary judgment. 9 Id.

at *22.

MarketPoint appealed. See Minn. Stat. § 271.10, subd. 1 (2024) (authorizing our

direct review of tax court decisions).

ANALYSIS

MarketPoint argues that the tax court erred by granting the Commissioner’s motion

for summary judgment and by denying MarketPoint’s motion for summary judgment.

Generally, our review of a tax court decision is “ ‘limited and deferential.’ ” Associated

Bank, N.A. v. Comm’r of Revenue, 914 N.W.2d 394, 400 (Minn. 2018) (quoting Minn.

Energy Res. Corp. v. Comm’r of Revenue, 886 N.W.2d 786, 792 (Minn. 2016)). 10 But we

9
The tax court did not address MarketPoint’s alternative claim that the Commissioner
failed to show that his alternative method of apportionment fairly reflected HPS’s taxable
income for 2016. See Humana, 2024 WL 4997432, at *22 (citing Lubbers v. Anderson,
539 N.W.2d 398, 402 n.3 (Minn. 1995), for the proposition that a court need not decide
remaining issues when it determines that a party was entitled to summary judgment).
10
“We review tax court decisions to determine whether the tax court lacked subject
matter jurisdiction, whether the tax court’s decision is supported by evidence in the record,
and whether the tax court made an error of law.” Associated Bank, 914 N.W.2d at 400
(citation omitted) (internal quotation marks omitted).

10
review de novo the tax court’s legal conclusions, including its interpretation of a statute

and its application of the law to undisputed facts. HMN Fin., Inc. v. Comm’r of Revenue,

782 N.W.2d 558, 563 (Minn. 2010); Walgreens Specialty Pharmacy, LLC v. Comm’r of

Revenue, 916 N.W.2d 529, 532 (Minn. 2018). And when the tax court grants summary

judgment, as it did here, we also apply a de novo standard of review. Walgreens,

916 N.W.2d at 532.

MarketPoint contends that the tax court erred by granting the Commissioner’s

motion for summary judgment because, for purposes of multistate business income

apportionment under the Services Sourcing Statute, HPS’s pharmacy benefit management

services were “received” by HIC in Wisconsin, not HIC plan members in Minnesota. To

determine whether the tax court erred, we first interpret the “received” language in the

Services Sourcing Statute and then apply that interpretation to the circumstances presented

here.

I.

MarketPoint argues that the tax court misinterpreted the “received” language in the

Services Sourcing Statute because the term plainly requires receipt by a direct customer

and is not broad enough to encompass receipt by a customer’s customer. Based on this

interpretation, MarketPoint contends that HPS’s income from its pharmacy benefit

management services was improperly apportioned to Minnesota, when it should have been

fully apportioned to Wisconsin. We begin by providing an overview of apportionment in

Minnesota before addressing MarketPoint’s arguments regarding the Services Sourcing

Statute.

11
A.

The Due Process and Commerce Clauses of the United States Constitution prohibit

a state from imposing income tax on “value earned outside its borders.” Container Corp.

of Am. v. Franchise Tax Bd., 463 U.S. 159, 164 (1983) (citation omitted) (internal quotation

marks omitted); see also YAM Special Holdings, Inc. v. Comm’r of Revenue, 947 N.W.2d

438, 442 (Minn. 2020) (citing Container Corp. for this proposition); U.S. Const.

amend. XIV, § 1; U.S. Const. art. I, § 8, cl. 3. But determining how much income a

multistate business earns in a given state “is often an elusive goal.” Container Corp.,

463 U.S. at 164. In recognition of the theoretical and practical challenges that arise when

determining how much of a multistate business’s income should be taxed in each state, the

United States Supreme Court has held that the Constitution does not require a “single

formula” for apportioning multistate business income. Id. A state may levy a tax without

violating the Constitution if the tax, in its “practical operation,” is commensurate with the

protection, opportunities, and benefits the state has conferred upon the taxpayer. Wisconsin

v. J.C. Penney Co., 311 U.S. 435, 444 (1940); see also Anderson v. Lappegaard,

224 N.W.2d 504, 508 (Minn. 1974) (“The test of whether a tax law violates the due process

clause is whether it bears some fiscal relation to the protection, opportunities, and benefits

given by the state . . . .”).

Minnesota has “adopted the unitary business principle and apportionment

approach” for determining the portion of multistate business income that is subject to

12
taxation in our state. 11 YAM Special Holdings, 947 N.W.2d at 442; see Minn. Stat.

§ 290.17, subds. 3–4 (2024). Minnesota defines “unitary business” as “business activities

or operations which result in a flow of value between them.” Minn. Stat. § 290.17,

subd. 4(b). This definition can be applied to a single legal entity or multiple legal entities,

without regard to their legal structure. Id. When a unitary business operates in Minnesota

and other states, “the entire income of the unitary business is subject to apportionment

pursuant to section 290.191.” Id., subd. 4(a). Accordingly, when a unitary business is

taxable in Minnesota, “an apportionment formula—based on a percentage of the business’s

Minnesota sales, property, and payroll—[determines] the amount of business income

subject to tax.” 12 YAM Special Holdings, 947 N.W.2d at 442 (citing Minn. Stat. § 290.191,

subd. 2(a) (2018)).

11
The United States Supreme Court has upheld the constitutionality of the unitary
business principle and apportionment approach, “ ‘subject to certain constraints.’ ” YAM
Special Holdings, 947 N.W.2d at 442 (quoting Container Corp., 463 U.S. at 165). For
instance, under the Due Process and Commerce Clauses of the United States Constitution,
a state cannot apportion income from interstate activities unless there is: (1) “a minimal
connection or nexus between the interstate activities and the taxing State” and (2) “a
rational relationship between the income attributed to the State and the intrastate values of
the enterprise.” Container Corp., 463 U.S. at 165–66 (citation omitted) (internal quotation
marks omitted); see also YAM Special Holdings, 947 N.W.2d at 442. To satisfy these
requirements, the unitary business must be united in ownership or control and must conduct
some business within the taxing state that concretely relates to its activities outside of the
taxing state. Container Corp., 463 U.S. at 166; see also YAM Special Holdings,
947 N.W.2d at 443.
12
Minnesota’s apportionment formula applies to all business income but does not
apply to nonbusiness income. Minn. Stat. § 290.17, subd. 3. Minnesota defines
“[n]onbusiness income” as “income of [a] trade or business that cannot be apportioned by
[the] state because of the United States Constitution or the Constitution of the state of
Minnesota.” Minn. Stat. § 290.17, subd. 6 (2024). Nonbusiness income “includes income

13
Under Minnesota’s apportionment formula, a business’s income is apportioned to

Minnesota based on “the percentage which the sales made within this state in connection

with the trade or business during the tax period are of the total sales wherever made in

connection with the trade or business during the tax period.” Minn. Stat. § 290.191,

subd. 2(a)(1). This equation generates a “sales factor,” which is multiplied by the

business’s total income to identify the portion of that income that is taxable in Minnesota.13

Id. To depict these two calculations visually:

Minnesota Sales
Sales Factor =
Everywhere Sales

Sales Factor × Everywhere Income = Minnesota Taxable Income

The “sales factor is intended to give weight to the states that provide the market for the

taxpayer’s products (‘market’ states or ‘destination’ states).” Synthes USA HQ, Inc. v.

Commonwealth, 289 A.3d 846, 868 (Penn. 2023) (quoting John A. Swain, Reforming the

State Corporate Income Tax: A Market State Approach to the Sourcing of Service Receipts,

83 Tul. L. Rev. 285, 288 (2008)).

that cannot constitutionally be apportioned to [the] state because it is derived from a capital
transaction that solely serves an investment function.” Id. This case involves only business
income.
13
Minnesota’s apportionment formula for a business’s income considers a sales factor,
property factor, and payroll factor, with the percentage to be allocated to each of those
three factors set by a statutory table. Minn. Stat. § 290.191, subd. 2. For “2014 and later
calendar years,” 100 percent is allocated to the sales factor, with the property factor and
payroll factor percentages both set to zero. Id., subd. 2(b). Because only the sales factor
is relevant to the 2016 tax year at issue here, we focus exclusively on that factor.

14
Minnesota’s “sales factor includes all sales, gross earnings, or receipts received in

the ordinary course of the business,” with certain exceptions that do not apply here.

Minn. Stat. § 290.191, subd. 5(a) (2018). The Services Sourcing Statute establishes the

following framework for attributing receipts from the performance of services:

Receipts from the performance of services must be attributed to the
state where the services are received. For the purposes of this section,
receipts from the performance of services provided to a corporation,
partnership, or trust may only be attributed to a state where it has a fixed
place of doing business. If the state where the services are received is not
readily determinable or is a state where the corporation, partnership, or trust
receiving the service does not have a fixed place of doing business, the
services shall be deemed to be received at the location of the office of the
customer from which the services were ordered in the regular course of the
customer’s trade or business. If the ordering office cannot be determined,
the services shall be deemed to be received at the office of the customer to
which the services are billed.

Minn. Stat. § 290.191, subd. 5(j). The Services Sourcing Statute is central to this case

because it is the basis for setting the numerator of the fraction used to calculate HPS’s sales

factor, which is required for determining HPS’s tax liability in Minnesota.

B.

To resolve the parties’ dispute, we must interpret the Services Sourcing Statute. We

interpret statutes to ascertain and effectuate the intent of the Legislature. Associated Bank,

914 N.W.2d at 402; see also Minn. Stat. § 645.16 (2024) (providing guidance on the

interpretation of statutes). “ ‘The plain language of the statute is our best guide to the

Legislature’s intent.’ ” Cities Mgmt., Inc. v. Comm’r of Revenue, 997 N.W.2d 348, 354

(Minn. 2023) (quoting Rodriguez v. State Farm Mut. Auto. Ins. Co., 931 N.W.2d 632, 634

(Minn. 2019)). When the plain language of a statute is unambiguous, the plain meaning of

15
the statute controls. Id. at 354–55. But when the plain language of a statute is susceptible

to more than one meaning, it is ambiguous, and we may consider “other interpretative tools

to assist our inquiry into legislative intent.” Rodriguez, 931 N.W.2d at 634.

When considering the plain language of a statute, we construe statutory words and

phrases according to their common and approved usage and consistent with the rules of

grammar. Cities Mgmt., 997 N.W.2d at 355; see also Minn. Stat. § 645.08(1) (2024). If a

statute does not define a term, we may consider its ordinary meaning by, for example,

looking to dictionary definitions of the term. Associated Bank, 914 N.W.2d at 404.

The parties’ dispute centers on the first sentence of the Services Sourcing Statute:

“Receipts from the performance of services must be attributed to the state where the

services are received.” Minn. Stat. § 290.191, subd. 5(j) (emphasis added). MarketPoint

argues that “received” means “directly received,” such that receipts from services may be

attributed only to a direct customer, not to a customer’s customer. The Commissioner

disagrees. Like the tax court, the Commissioner contends that “received” does not

necessarily imply direct receipt and that receipts from services may be attributed to a

customer’s customer depending on the nature of the services.

To resolve this dispute, we begin by considering the plain meaning of “received.”

When determining plain meaning, we first look to the statute for guidance. See, e.g.,

Associated Bank, 914 N.W.2d at 404 (considering the common usage of a term after noting

that the statute does not define the term). The Services Sourcing Statute itself does not

define “received.” Minn. Stat. § 290.191, subd. 5(j). The Tax Code’s definitions section

provides that, “[u]nless the language or context clearly indicates that a different meaning

16
is intended,” “received” “shall be construed according to the method of accounting upon

the basis of which net income is computed for the purposes of the taxes imposed by this

chapter.” Minn. Stat. § 290.01, subds. 1, 11 (2024). But the parties agree, and we concur,

that this statutory definition does not help us determine where services are “received” for

purposes of apportioning multistate business income from the performance of services.

Accordingly, we do not apply this statutory definition of “received” but instead look to

dictionary definitions as well as our case law to ascertain the plain meaning of “received”

in this context. See Associated Bank, 914 N.W.2d at 404.

Dictionaries define “receive” to mean “[t]o take (something offered, given, sent,

etc.)”; “to come into possession of or get from some outside source”; and to “get or be

given.” Receive, Black’s Law Dictionary 1523 (12th ed. 2024); The American Heritage

Dictionary of the English Language 1467 (5th ed. 2011) (defining “receive”). These

definitions comport with our recent decision in Dakota Drug, Inc. v. Commissioner of

Revenue, 13 N.W.3d 387 (Minn. 2024). In that case, we interpreted Minnesota Statutes

section 295.50, subdivision 3 (2018), 14 which defines “[g]ross revenues” as the “total

amounts received in money or otherwise” by certain healthcare providers. Dakota Drug,

13 N.W.3d at 392; see also Minn. Stat. § 295.50, subd. 3. When interpreting “received,”

we explained that the term “ordinarily means ‘to come into possession of’ or ‘acquire.’ ”

Id. (quoting Merriam Webster’s Collegiate Dictionary 1038 (11th ed. 2014) (defining

14
Although this statute has been amended since we decided Dakota Drug, the relevant
statutory language has remained the same. Compare Minn. Stat. § 295.50, subd. 3 (2018),
with id. (2024).

17
“received”)). We then relied on this and other definitions to conclude that the term

“received,” as it is used to calculate “[g]ross revenues” under section 295.50, subdivision 3,

means to “come[] into possession of or get[] from some outside source.” Dakota Drug,

13 N.W.3d at 392. Based on the dictionary definitions above and our recent interpretation

of “received” in Dakota Drug, we conclude that “received” as it is used in the Services

Sourcing Statute plainly means “to come into possession of or get from some outside

source.”

MarketPoint largely agrees with this interpretation of “received.” This

interpretation does not limit “received” to mean “to come directly into possession of or get

from some outside source.” And MarketPoint has not pointed to definitions of “receive”

that exclude receipt by indirect beneficiaries. Nevertheless, MarketPoint contends that

“services can only be ‘received’ for purposes of the Services Sourcing Statute at the

location of the direct recipient of the services—the person who takes possession of,

acquires, or directly experiences the services—and not an indirect beneficiary who may

ultimately benefit from the services.” (Emphasis added.) MarketPoint argues that the

structure of the Services Sources Statute as well as a different subdivision of the

statute—Minnesota Statutes section 290.191, subdivision 5(k) (2018)—require us to

interpret “received” to mean “directly received.” (Emphasis added.) As we explain below,

we are not persuaded by MarketPoint’s more limited definition of “received.”

The tax court explained—and the parties agree—that the Services Sourcing Statute

creates a set of “cascading” or “deem[ing]” rules that identify where to source receipts from

the performance of services if the location cannot be determined based on a previous rule.

18
Humana, 2024 WL 4997432, at *14–15. MarketPoint asserts that these three cascading

steps, read as a whole, “reflect[] the Legislature’s intent to ultimately source receipts from

the performance of services to the customer’s physical location—a place where the

customer directly received the service.” The Commissioner counters that the terms “direct”

and “customer” do not appear in the Services Sourcing Statute and that the statute does not

“place any restriction on who receives a service, as long as it is readily determinable where

a service is received.”

We agree with the Commissioner. The Services Sourcing Statute creates a

cascading set of options for sourcing services to a state, starting with the most precise and

preferred option and ending with the least precise and preferred option. The Services

Sourcing Statute first states that “[r]eceipts from the performance of services must be

attributed to the state where the services are received.” Minn. Stat. § 290.191, subd. 5(j).

If the services are “provided to a corporation, partnership, or trust[,]” then receipts from

the performance of those services “may only be attributed to a state where [the corporation,

partnership, or trust] has a fixed place of doing business.” Id. The taxpayer moves to the

second option if and only if “the state where the services are received is not readily

determinable” or is a state where the “corporation, partnership, or trust receiving the service

does not have a fixed place of doing business.” See id. At this point, the receipts must be

attributed to “the office of the customer from which the services were ordered.” Id. The

third option operates in the same way: The analysis moves to the third option if and only

if the ordering office cannot be determined. See id. At the third option, the “services shall

19
be deemed to be received at the office of the customer to which the services are billed.”

Id.

Although the second and third options both source receipts from the performance of

services to “the office of the customer,” id., MarketPoint’s argument that this language

demonstrates an intent to source receipts “to the [direct] customer’s physical location” is

not persuasive. Contrary to this assertion, the structure of the Services Sourcing Statute

shows that the Legislature generally intended to source receipts from the performance of

services to the state “where the services are received.” Id. Only if the state “where the

services are received” is not “readily determinable” may the Commissioner consider the

location of the direct customer. See id. Contrary to MarketPoint’s argument, this structure

implicitly acknowledges that a business’s services may not be received by the direct

customer and may instead be received by the customer’s customer.

MarketPoint also argues that section 290.191, subdivision 5(k)—which provides

that receipts from the performance of services for a mutual fund must be attributed “to the

state where the shareholder of the fund resides” (i.e., to the mutual fund beneficiaries, who

are the customer’s customer)—is an “exception to the general rule that” receipts from

services are attributed only to the “direct recipient.” This argument is based on our decision

in Lutheran Brotherhood Research Corporation v. Commissioner of Revenue, 656 N.W.2d

375 (Minn. 2003), and the Legislature’s subsequent adoption of section 290.191,

subdivision 5(k). In Lutheran Brotherhood, we interpreted a previous version of the

Services Sourcing Statute. Under that version of the statute, receipts from the performance

of services were “attributed to the state in which the benefits of the services [were]

20
consumed.” Minn. Stat. § 290.191, subd. 5(j) (1988) (emphasis added). We interpreted

this language in the context of mutual fund services, concluding that mutual fund services

were “consumed” by the mutual funds themselves and did not pass through to the

beneficiaries of the mutual funds (i.e., the customer’s customer). Lutheran Bhd.,

656 N.W.2d at 380–81.

Five years after we decided Lutheran Brotherhood, the Legislature amended

section 290.191 by adding subdivision 5(k). Act of May 29, 2008, ch. 366, art. 4, § 13,

2008 Minn. Laws 2093 (codified at Minn. Stat. § 290.191, subd. 5(k) (2008)). Under

subdivision 5(k), receipts from services performed for a mutual fund “must be attributed

to the state where the shareholder of the fund resides.” Minn. Stat § 290.191, subd. 5(k)

(2018). This amendment codified the “look-through” approach to sourcing receipts for

mutual fund management services—the same approach that we rejected when interpreting

subdivision 5(j) in Lutheran Brotherhood. See 656 N.W.2d at 381. Although we decline

to engage in a full interpretation of section 290.191, subdivision 5(k), which is not at issue

here, it seems that the Legislature added subdivision 5(k) to supersede Lutheran

Brotherhood in the context of mutual fund services.

Citing to the legislative record, MarketPoint argues that “[t]he Legislature enacted

subdivision 5(k) as an exception or proviso to the Services Sourcing Statute by recognizing

that under the [statute], services provided to a fund ‘are treated as sales made to the mutual

fund itself (i.e., they are sourced to the mutual fund’s fixed place of business).’ ” See

H.F. 3149, Conf. Comm. Rep. 85-CCRH3149C, Reg. Sess., at 9 (May 21, 2008). The

Commissioner contends that MarketPoint’s position is not supported for two reasons. First,

21
the Commissioner argues that “Lutheran Brotherhood did not prohibit ‘look-through’

sourcing or establish any rule that services must be received by a ‘direct customer.’ ”

Second, the Commissioner asserts that “subdivision 5(k) is silent on the sourcing of

receipts from the performance of services in general” and therefore “does not change the

meaning of subdivision 5(j).”

Again, the Commissioner has the better argument. 15 Lutheran Brotherhood and the

adoption of subdivision 5(k) have little bearing on the current language of subdivision 5(j).

In Lutheran Brotherhood, we interpreted a previous version of the Services Sources

Statute, which stated that receipts from services must be sourced to “ ‘the state in which

the benefits of the services are consumed.’ ” 656 N.W.2d at 377 (quoting Minn. Stat.

§ 290.191, subd. 5(j) (1988)) (emphasis added). Today, receipts from services must be

sourced to “the state where the services are received.” Minn. Stat. § 290.191, subd. 5(j)

(2024) (emphasis added). We presume that distinctions in language in the same context

are intentional. In re Stadsvold, 754 N.W.2d 323, 328–29 (Minn. 2008). We likewise

presume that the Legislature understands “the effect of its words” when it amends statutory

15
We note that MarketPoint’s arguments regarding the Legislature’s adoption of
section 290.191, subdivision 5(k), following Lutheran Brotherhood invokes the legislative
history of the Services Sourcing Statute, which we generally consider only when the
statutory language is ambiguous. See Kratzer v. Welsh Cos., 771 N.W.2d 14, 21 (Minn.
2009) (“We look beyond the plain language of the statutory or regulatory provision only if
the text is ambiguous.”); State v. Thonesavanh, 904 N.W.2d 432, 439 n.4 (Minn. 2017)
(rejecting the concurrence’s pre-ambiguity use of a post-ambiguity canon of construction).
Because we conclude that the language of the Services Sourcing Statute is unambiguous,
MarketPoint’s arguments related to subdivision 5(k) are arguably irrelevant. See Kratzer,
771 N.W.2d at 21; Thonesavanh, 904 N.W.2d at 439 n.4. But because these arguments are
central to MarketPoint’s position, we nevertheless address them.

22
language. ILHC of Eagan, LLC v. County of Dakota, 693 N.W.2d 412, 419 (Minn. 2005)

(citation omitted) (internal quotation marks omitted). These presumptions alone suggest

that the Legislature intentionally altered the meaning of the Services Sourcing Statute by

changing “benefits . . . consumed” to “services . . . received.”

This conclusion is underscored by the common usage of these terms, which we may

consider where, as here, the terms are not defined by statute. See Associated Bank,

914 N.W.2d at 404. Dictionaries define “benefit” as “[t]he advantage or privilege

something gives” and “the helpful or useful effect something has,” as well as “[s]omething

that promotes or enhances well-being” and “an advantage.” Benefit, Black’s Law

Dictionary 193 (12th ed. 2024); The American Heritage Dictionary of the English

Language 168 (5th ed. 2011) (defining “benefit”). By contrast, dictionaries define

“service” as “[l]abor performed in the interest or under the direction of others” and “the

performance of some useful act or series of acts for the benefit of another.” Service, Black’s

Law Dictionary at 1647; see also American Heritage Dictionary at 1602 (defining

“service” to mean “[w]ork that is done for others as an occupation or business”). In the

context of the Services Sourcing Statute, “benefit” focuses attention on the entity receiving

the services, whereas “service” centers attention on the act that is being received. For

practical purposes, the change from “benefit” to “service” suggests that the Legislature

intended to shift focus from the entity receiving the service to the service itself.

Such a shift makes sense when we consider the other relevant change in statutory

language: the change from “consumed” to “received.” Dictionaries define “consume” to

mean “[t]o destroy the substance of,” “to use up or wear out gradually,” and “[t]o take in

23
as food; eat or drink up.” Consume, Black’s Law Dictionary at 397; American Heritage

Dictionary at 395. But, as discussed above, “receive” means “to come into possession of

or get from some outside source.” The former (“consume”) focuses on use or consumption,

whereas the latter (“receive”) centers on possession. When we read these words in

conjunction with “benefit” and “service,” the Legislature’s intent emerges. In amending

“benefits . . . consumed” to “services . . . received,” the Legislature indicated an intent to

change its focus from where the customer used the service to where the service was

dispensed. In so doing, the Legislature changed the meaning of the Services Sourcing

Statute. Accordingly, our interpretation of the previous version of the Services Sourcing

Statute in Lutheran Brotherhood is of only limited value here.

Perhaps even more importantly, Lutheran Brotherhood and subdivision 5(k)

narrowly apply to receipts for services performed for mutual funds. In Lutheran

Brotherhood, we sought to identify the party who ultimately consumed the benefits of

mutual fund management services, focusing solely on the relationship between the

management company, the mutual funds, and the mutual fund investors. 656 N.W.2d at

380–81. We did not explain how the “consumed” language of subdivision 5(j) should

be interpreted in other contexts. See id. Likewise, subdivision 5(k) explains where

receipts from services performed “for a fund” should be sourced, without referring to

subdivision 5(j) or services performed for other entities. Minn. Stat. § 290.191, subd. 5(k)

(emphasis added). The limited applicability of Lutheran Brotherhood and subdivision 5(k)

shows that neither of these laws narrow the interpretation of “received” in the current

Services Sourcing Statute in the way that MarketPoint suggests.

24
Finally, we emphasize that neither Lutheran Brotherhood nor subdivision 5(k)

foreclose the “look-through” approach to sourcing receipts from services performed in

other, non-mutual fund contexts. In Lutheran Brotherhood, we made clear that

determining who “consumed” services was a fact-intensive inquiry centered on who

“particular[ly] benefit[ed]” from the services. 656 N.W.2d at 381. On the facts of

Lutheran Brotherhood, we concluded that the mutual funds—not the mutual funds’

investors—consumed the benefits of the mutual fund manager’s services. Id. We reasoned

that “the structure and operation of mutual funds generally” showed that a mutual fund

could not exist without an intermediary to provide mutual fund management services.

Id. at 380. On different facts, we may well have reached a different conclusion. We

rejected the look-through approach in Lutheran Brotherhood in part because the mutual

fund manager did not interact with the mutual fund investors. Id. But here, HPS did

interact directly with HIC plan members. Because Lutheran Brotherhood is both legally

and factually distinguishable from the case presented here, we are unpersuaded that

Lutheran Brotherhood forecloses a look-through approach to sourcing receipts from

services in this case.

Regarding subdivision 5(k), that subdivision applies particularly to mutual funds,

whereas subdivision 5(j) applies broadly to “services” generally. See Minn. Stat.

§ 290.191, subds. 5(j)–(k). Accordingly, interpretations of subdivision 5(j) do not

necessarily apply to interpretations of subdivision 5(k), and vice versa. For these reasons,

MarketPoint’s arguments related to subdivision 5(k) are also unpersuasive.

25
In sum, we conclude that “received” as it is used in Minnesota’s Services Sourcing

Statute—section 290.191, subdivision 5(j)—plainly means “to come into possession of or

get from some outside source.” The term “received” does not require receipt by a direct

customer and instead is broad enough to encompass receipt by a customer’s customer.

II.

In view of our interpretation of “received” under the Services Sourcing Statute, we

next consider whether the tax court erred when it granted the Commissioner’s motion for

summary judgment. We review a tax court’s grant of summary judgment to determine

whether the court erred in its application of the law and whether there is a genuine issue of

material fact that is susceptible to resolution at trial. See Cities Mgmt., 997 N.W.2d at 352.

Where the material facts are disputed, we “view the evidence in the light most favorable to

the party against whom summary judgment was granted.” Bond v. Comm’r of Revenue,

691 N.W.2d 831, 836 (Minn. 2005). But where the material facts are undisputed, as they

are here, we consider only “whether the tax court correctly applied Minnesota law.” Billion

v. Comm’r of Revenue, 827 N.W.2d 773, 777 (Minn. 2013). “We presume that the

Commissioner’s tax assessments are valid and correct, and the taxpayer has the burden of

demonstrating the invalidity or incorrectness of an assessment.” Cities Mgmt., 997 N.W.2d

at 353.

To determine whether the tax court erred by granting the Commissioner’s motion

for summary judgment, we must first apply the correct interpretation of “received” to the

circumstances here. As we concluded above, for purposes of Minnesota’s Services

Sourcing Statute, “received” means “to come into possession of or get from some outside

26
source.” See Minn. Stat. § 290.191, subd. 5(j). Therefore, the questions before us are who

came into possession of or got HPS’s pharmacy benefit management services during 2016,

and in which state the recipient or recipients were located.

The answer is straightforward: HPS’s services were received by both HIC in

Wisconsin and HIC plan members in Minnesota (and elsewhere). 16 This conclusion is

supported by the Agreement itself. The Agreement detailed dozens of services that HPS

was expected to provide. These included services that were provided directly to HIC as

well as services that were provided directly to HIC plan members. For instance, the

Agreement required HPS to help HIC develop its drug plans, obtain rebates from

pharmaceutical companies, and comply with HIC’s federal reporting and auditing

requirements. It is difficult to see how any entity or person other than HIC came into

possession of these services. At the same time, the Agreement required HPS to

16
MarketPoint argues that, if we conclude that HPS’s services were received both by
HIC in Wisconsin and by HIC plan members in Minnesota (as we do), then the location
where these services were received would not be “readily determinable” under the Services
Sourcing Statute. Minn. Stat. § 290.191, subd. 5(j). Accordingly, MarketPoint asserts that
adopting this interpretation of the statute would require us to follow the cascading rules
and attribute HPS’s receipts to “the office of the customer from which the services were
ordered”—HIC’s headquarters in Wisconsin. Id. As we discuss below, the parties’
stipulations contradict this argument. The parties stipulated that the $279,726,839 in
receipts at issue from HPS’s services should be sourced together and that all of these
receipts should be attributed either to Wisconsin, based on the headquarters of HIC, or to
Minnesota, based on the location of HIC plan members. In so stipulating, the parties
conceded that the location where HPS’s services were received was “readily
determinable.” Id. They agree that whether the services were received in Wisconsin or
Minnesota depended on the court’s legal interpretation of “received,” not on a question of
material fact. Because the location where the services were received was readily
determinable given the parties’ stipulations, MarketPoint’s alternative argument is
unavailing.

27
communicate directly with HIC plan members to inform them of plan options and changes;

to create and maintain a toll-free telephone hotline to answer calls directly from plan

members and their caregivers and physicians; and to perform several services to ensure

that plan members received their prescriptions. This last category of services included

determining the amount that a plan member must pay for each prescription, evaluating how

a plan member’s prescriptions may interact, and paying pharmacies on behalf of HIC to

ensure that plan members received their prescriptions. It is apparent that HIC plan

members came into possession of these prescription-related services.

Having determined that HPS’s services were “received” by both HIC in Wisconsin

and HIC plan members in Minnesota, we next consider whether the tax court erred by

granting the Commissioner’s motion for summary judgment.

On the unique facts and procedural posture of this case, we conclude that the tax

court properly granted summary judgment to the Commissioner. We begin by reiterating

that we presume the Commissioner’s tax assessments are valid and correct, and that the

taxpayer bears the burden of showing that a tax assessment was incorrect. Cities Mgmt.,

997 N.W.2d at 353; see also Minn. Stat. § 271.06, subd. 6 (2024) (“[T]he order of the

commissioner . . . in every case shall be prima facie valid.”). In its amended 2016 tax

return, MarketPoint attributed none of HPS’s services to Minnesota based on its conclusion

that these services were received entirely by HIC in Wisconsin. In other words,

MarketPoint claimed that none of HPS’s services were received in Minnesota in 2016 and

that it was entitled to a full refund for the multistate business income tax it paid in the state

for that tax year. Accordingly, to be entitled to the refund it claimed, MarketPoint needed

28
to show that none of HPS’s pharmacy benefit management services were received in

Minnesota in 2016.

MarketPoint could not meet its burden of showing that none of HPS’s services were

received in Minnesota in 2016, because the Services Sourcing Statute and the parties’

stipulations at summary judgment foreclose that conclusion. As discussed above,

“received” means “to come into possession of or get from some outside source.” See Minn.

Stat. § 290.191, subd. 5(j). In the context of the Services Sourcing Statute, this definition

encompasses receipt of services by a customer’s customer. Applying this definition to the

circumstances here shows that HPS’s services were received both by HIC in Wisconsin

and by HIC plan members in Minnesota. Absent the parties’ stipulations, summary

judgment may not have been appropriate, as there likely would have been a genuine issue

of material fact as to apportionment between states where HPS’s individual services were

received.

But this case is unique because the parties stipulated that all of the $279,726,839 in

receipts at issue from HPS’s services should be “sourced together.” In other words, the

parties stipulated that HPS’s services tied to those receipts must be attributed either solely

to Wisconsin or solely to Minnesota. And, absent evidence that the parties have abandoned

it, a stipulation of fact is binding. KCP Hastings, LLC v. County of Dakota, 931 N.W.2d

773, 784 (Minn. 2019). There is no such evidence here. To the contrary, both parties

reaffirmed their all-or-nothing stipulation during oral argument. Because MarketPoint had

the burden of showing that none of the services at issue were received in Minnesota, and

because MarketPoint could not meet that burden under the correct interpretation of the

29
Services Sourcing Statute, we conclude that the tax court did not err by granting the

Commissioner’s motion for summary judgment. 17

CONCLUSION

For the foregoing reasons, we affirm the decision of the tax court.

Affirmed.

17
We note that the tax court granted the Commissioner’s motion for summary
judgment based on its determination that MarketPoint failed to prove an essential element
of its claim. Humana, 2024 WL 4997432, at *20. Because we conclude that summary
judgment was appropriate here, regardless of the tax court’s reasoning, we decline to
consider whether MarketPoint failed to prove an essential element of its claim. See Doe v.
Archdiocese of St. Paul, 817 N.W.2d 150, 163 (Minn. 2012) (“[W]e may affirm a grant of
summary judgment if it can be sustained on any grounds.”).

30